PRIVACY POLICY — VUMA PAY (PTY) LTD

Last updated: 18 January 2026

1. COMMITMENT TO POPIA

We process data in accordance with the Protection of Personal Information Act (POPIA).

2. INFORMATION WE COLLECT

  • Identity Data: Full names and ID/Passport numbers for Employers and Workers.
  • Contact Data: Mobile numbers for WhatsApp-based approvals and worker notifications.
  • Employment Data: Salary, hours worked, and work addresses (required for legal contracts).
  • Financial Data: We collect bank account details for Workers (for EWA payouts) and use tokenized card data for Employers via Paystack.

3. HOW WE USE AND SHARE DATA

  • WhatsApp/SMS: We use your contact data to facilitate the "uncomfortable" parts of employment, such as loan requests and approval notifications, via third-party messaging providers.
  • Payment Partners: We share data with Paystack to execute the transfer of funds from the Employer to the Worker.
  • Admin Automation: Data is used to generate monthly payslips and digital contracts.

4. DATA SECURITY

All data is encrypted via TLS in transit and AES-256 at rest. Access is restricted to automated systems required to facilitate your payroll.